7. Carers’ rights

Carers’ rights

9) Carer pension rights

Eldery couple reading a book
Working out how your pension will be affected by being a carer can seem daunting. Pensions for everyone are a hot topic at the moment and guidelines and eligibility criteria are subject to change. Proposals are that the retirement age for state pensions is rising so that by 2020 everyone will be 66 before they can receive state pension providing they have made enough national insurance contributions. The retirement age may be raised further to 68 subject to government legislation in future. You need to know how much you have contributed in National Insurance contributions during your working life. If you have been a carer for some time this may have caused a gap in your contributions. At the moment the government will credit your contributions but you need to get help to work out your own individual circumstances.

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